Ferraripay (to FERRARI-PAY SOFTWARE SOLUTION LTD) is a licensed legal entity established in the UK and works with several providers. All services are managed by 3rd parties each partner is responsible for the issued service.

Our Terms of Use applies to the internet presence of to FERRARI-PAY SOFTWARE SOLUTION LTD. Our partners who provide the services are not part of Ferraripay but service providers thanks to API. Each partner provides a different service and is connected to Ferraripay thanks to a TTA.

The application is available for Android, and you can download it from Google Play via this link: https://play.google.com/store/apps/details?id=com.ferraripay | The application is available for IOS, and you can download it from Apple Store via this link: https://apps.apple.com/app/ferrari-pay/id1584681302

Ferraripay provides its customers with a cryptocurrency wallet service where cryptocurrencies can be deposited/withdrawn to/from your cryptocurrency wallet. Currently the following cryptocurrencies are supported: -Bitcoin|-Dash| -Ethereum| -Litecoin| -USDC| -USDT| -EURO TRUST| List of supported cryptocurrencies for exchange will be updated as soon as new cryptocurrencies will be listed to Ferraripay. Please subscribe to receive important announcements from Ferraripay including the information about new cryptocurrencies available.

Ferraripay is a place where cryptocurrency and banking services live together, combining a cryptocurrency wallet, exchange and virtual bank account functionality. Easiest place to buy, sell, and manage your cryptocurrency portfolio.

In general, a cryptocurrency is a digital asset, similar to and including Bitcoin, that can be exchanged within a peer-to-peer economic system that uses cryptography to verify and secure transactions. Most cryptocurrencies are decentralized by a distributed network of computers spread around the world, also known as nodes. This is why cryptocurrencies cannot be controlled by a single entity and transactions may occur directly between users without the need to rely on a third-party intermediary, but the degrees of decentralization are varying since some of the cryptocurrencies are designed and run by private companies. Some of the most well known cryptocurrencies are Ethereum| Litecoin| Bitcoin Cash| Zcash| etc...| each designed for a particular function. The costs for cryptocurrency transactions are low in comparison to current conventional monetary transfers, but they are also irreversible meaning that once said through an error, the funds cannot be withdrawn.

Altcoins (alternative coins) are all cryptocurrencies that are not Bitcoin. Currently, there are thousands of altcoins, each providing different usage of the blockchain. However, as many of the platforms are still in development, only a few of the altcoins have a real-world application and have become popular.

The core component for most cryptocurrencies is a technology called Blockchain that consists of a linear chain of multiple linked blocks that are cryptographically secured. Each block contains, among other things, a list of recent transactions and a reference to the block that came immediately before it. This is where the name (block-chain) is coming from. Blockchain keeps a permanent record of all confirmed transactions, working as a decentralized digital ledger. The ledger is distributed across all the nodes in the network, making it highly resistant to modification. If a part of the system is attacked, the rest of the nodes continue to run the network. One of the main parts of any blockchain is the block verification processes, including Proof-of-Work| Proof-of-Stake| Proof-of-Bandwidth| etc. That allows the network to run automatically and securely. This comes into play when a transaction is made, as this is broadcasted to the whole network for verification and approval.

A cryptocurrency wallet is used to securely store, send, and receive cryptocurrencies. As the crypto-world uses different Blockchain technologies, it is a good idea to have a multi-currency wallet. Cryptocurrency wallet has one or more public addresses assigned to it that act as cryptocurrency account numbers, and can be used to receive that particular asset. Be careful not to mix these public addresses, as this can result in a suspended transaction or monetary loss. It is important to note that your funds are actually stored in the Blockchain, and the online wallet only functions as a means of access. Always download cryptocurrency wallet software only from official and original sources/websites!

Ferraripay is a Super app, which means it provides an interface that incorporates multiple services and features in one place. You can access Ferraripay by the smartphone app or the website via any web browser. Ferraripay is in the early stage of development, and services will be added over time.

A Super app can manage several services all via a single login. You can access various tools and services thanks to multiple third parties joining the app, massively enhancing marketplace capabilities. You can also save memory on your device, with all information, history, and wallets being recorded in a single account.

Ferraripay opened with just payment tools for fiat money and cryptocurrencies. However, Ferraripay aims to have at least 40 services, including in the field of payments, online shopping, currency exchange, travel booking, and more.

You can create a private or a business IBAN account that you can use to send, store, and receive funds via SEPA bank transfer payment, and you can send and receive funds instantly between Ferraripay accounts.

Opening a Ferraripay account is free. Any additional fees/payments can be viewed once logged in: -> log in to your account -> click 'Fees and Pricing' on the bottom-left side of the website

You can choose between opening a private account (for your personal management) or business (for your company). To open an account, you must fulfill the following requirements: - use your email with which you will access the account| - provide general information about you, including your phone number| - provide security questions and associated answers to ensure you can gain access in case of difficulty.|

You must have:- at least 18 years old| - a resident of a member country of the EEA| - a valid, in-date ID document|

1. You can access Ferraripay through any browser from a mobile or desktop device. 2. You can proceed through a smartphone application - Available for Android/Apple

The application is available for Android/Apple, and you can download it from Google Play/Apple Store. Google Play: https://play.google.com/store/apps/details?id=com.ferraripay | Apple Store: https://apps.apple.com/it/app/ferrari-pay/id1584681302?l=en

A know-your-customer (KYC) check is the mandatory process to identify and verify the identity of a person opening an account. The procedures fall within the broader scope of Ferraripay's anti-money-laundering policy.

Follow the step-by-step guide to successfully complete your identity verification. The information must be written correctly, and the photos taken so that the required documents are legible. Please take time to do it correctly as requested, or your form will be rejected.

You can do it either with a desktop computer or a mobile device such as a smartphone. A smartphone is necessary for the photo taking phase, but if you start verifying on a desktop, that's fine; you will get a code to take photos using a mobile.

It usually takes a few moments to verify your identity on Ferraripay, but in some cases it may take longer. The duration of the KYC depends on several factors, including the account type (private / business), the documents provided, and more.

In order to create an IBAN account, you should provide Ferraripay with your identity proof. This step is performed in order to avoid any type of fraudulent activities. Your name, surname, date of issue, address, and, if there is such a need, your personal identification number must be visible on the document. All other information that can be read from the document is not required and will not be taken into account. Bank statements, different utility bills, or any other document that state the above-mentioned information and are issued within the past two years are concerned as valid.

In order to get full access to Ferraripay services, an account should be verified. Similar to banks, Ferraripay requires its customers to go through the KYC (Know Your Customer) verification process.

Ferraripay payment cards are coming to the platform very soon. We are working with our providers to bring this service to our customers any day now

Ferraripay provides its customers with a cryptocurrency exchange service where cryptocurrencies can be exchanged either from one cryptocurrency to another cryptocurrency or cryptocurrency to fiat money (and vice-versa) that will be stored accordingly on your account. Currently the following cryptocurrencies are supported:- Bitcoin| - Ethereum| - Litecoin| - USD Coin| - Tether | List of supported cryptocurrencies will be updated as soon as new cryptocurrencies will be listed to Ferraripay.

The transaction fee is set to 1.5% per withdrawal transaction. Please do not mix the transaction fee with maintenance fees, etc.

Yes, certain limits are depending on a selected financial operation and verification tier assigned to your account| Private account: Cryptocurrency withdrawals -> Silver verification tier has 1.000 EUR daily, 5.000 EUR monthly, 25.000 EUR yearly withdrawal limits. | Gold verification tier has 5.000 EUR daily, 25.000 EUR monthly, 125.000 EUR yearly withdrawal limits. | Platinum verification tier has individually assigned withdrawal limits. | SEPA/WIRE bank transfer withdrawals -> Silver verification tier has 1.000 EUR daily, 5.000 EUR monthly, 25.000 EUR yearly withdrawal limits. | Gold verification tier has 5.000 EUR daily, 25.000 EUR monthly, 125.000 EUR yearly withdrawal limits. | Platinum verification tier has individually assigned withdrawal limits. Please note that there are no limits for incoming bank transfer/cryptocurrency deposits for private accounts. Business accounts have individually assigned incoming bank transfer and cryptocurrency withdrawal limits, but there are no limits for cryptocurrency deposits.

Mainly it takes a few minutes to complete a cryptocurrency transaction, but the ETA may differ due to a load in cryptocurrency Blockchain.

Ferraripay provides its customers with a cryptocurrency wallet service where cryptocurrencies can be deposited/withdrawn to/from your cryptocurrency wallet. Currently the following cryptocurrencies are supported:- Bitcoin| - Ethereum| - Litecoin| - USD Coin| - Tether | List of supported cryptocurrencies for exchange will be updated as soon as new cryptocurrencies will be listed to Ferraripay.

Cryptocurrency wallet is automatically created simultaneously with the account creation.

Your cryptocurrency wallet addresses are accessible under the Crypto Wallet tab. The selected cryptocurrency from the left menu corresponds to the wallet address displayed in the middle in both text and QR-code formats.

In order to perform financial operations on Ferraripay with your depositing Bitcoin, it needs to receive at least 3 confirmations in Blockchain.

After your registration you will already have the wallet's addresses on the "Wallet" page of your account to receive: -Euro| -Dollar| -Bitcoin| -Ethereum| -LTC| -USDC| -USDT|

You can currently use SEPA bank transfer payments to top up your account. More payment methods will be coming soon.

Yes, it depends on your account. You will be able to view the limit on your personal profile page.

At the moment, wallets are available for holding and exchanging: -Bitcoin| -Ethereum| -EUR Trust| -LTC| -USDC| -USDT|

Ferraripay (to FERRARI-PAY SOFTWARE SOLUTION LTD) is a licensed legal entity that is established in Estonia and that has two licenses - providing a virtual currency wallet service and providing services of exchanging a virtual currency against a fiat currency| – and that is eligible to provide the highest quality service to its customers.|

To add an additional layer of security to your account, Ferraripay administration recommends the following: Add 2-FA authorization| -Add recovery email| -Set up your country restrictions| -Do not share your password| -Change your password often (once in 30 - 90 days)| -Avoid predictable passwords| -Do not let your internet browser remember your password| -Do not use unreliable Wi-Fi connection when accessing Ferraripay

Your personal information is required to verify your identity and prevent any illegal online activities, such as fraud, scam, identity theft, money laundering, false information provision, etc. Your information is stored securely on our local servers that are not accessible via an external network and disclosed to any third parties.

No, it is not a glitch, but a matter of security. That ensures an additional layer of security to your account when you are away from the keyboard to prevent unauthorized access to your credentials.

1. You will receive an email every time your account is logged in.| 2. In your account settings you can activate: -Two-factor authentication. An extra layer of security makes sure you are the only person who can access your account, even if someone knows your password.; -Recovery email, You can enter a secondary email address which is useful if you no longer have access to the email address linked to your account. We recommend that you connect your personal email address, you can also choose that of a person you trust, but keep in mind that with that address you have access to your account| 3. Also remember:- Set up your country restrictions| -Do not share your password| -Change your password often (every 30-90 days)| -Avoid predictable passwords| -Do not let your internet browser remember your password| -Do not use an unreliable Wi-Fi connection when accessing Ferraripay

Ferraripay will automatically log you out when you stop using your account. It's a safety measure.

Your information is stored securely on our local servers that are not accessible via an external network or disclosed to any third parties to prevent any illegal activity.

Ferraripay is a FinTech organization, developed by the to FERRARI-PAY SOFTWARE SOLUTION LTD company, which is based in: 3rd Floor 86-90 Paul Street London England to FERRARI-PAY SOFTWARE SOLUTION LTDBRN: 12726163

Each service on the portal is issued and licensed by our external partners, who manage their businesses. The partners who provide the services are not part of Ferraripay but service providers by API. Discover Ferraripay partners and service providers here. All asset custody, funds processing, convertible virtual currency administration, trustee, and fiduciary services are provided by Premia Digital Trust Kommanditbolag, a Trust Company Registered in Sweden as a Professional Trustee N.969792-6682. Digital assets are held in secure and insured for 100 Million USD, funds are held in Depositary bank accounts by Premia Digital Trust Kommanditbolag. to FERRARI-PAY SOFTWARE SOLUTION LTD is not a licensed financial institution and to FERRARI-PAY SOFTWARE SOLUTION LTD does not manage nor take custody of client funds. Premia Digital Trust Kommanditbolag KB neither endorses nor guarantees any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website ("Products and Services") and disclaims any liability for any failure of the Products and Services. © Copyrights Ferraripay 2022 By using our website you agree to the use of cookies per our privacy & cookies policy. All asset custody, fund processing, convertible virtual currency administration, trustee, and trust services are provided by external partners authorized to provide payment, custody, acquiring services and are available on the portal. Digital assets are held securely and insured for $ 100 million, funds are held in custodian bank accounts. Professional Trust: N.969792-6682